Does Travel Insurance Cover Delayed Flight? – I arrived at the airport an hour before departure because I didn’t want to miss my flight. You sit and wait for your scheduled flight, then suddenly everything gets delayed. Downer, right? Instead of feeling excited about the whole journey, it becomes frustrating and the real fun hasn’t even started yet.
Like it or not, flight delays happen sometimes, and it’s not in your hands. Experienced travelers will say the same. Delayed flights, despite many trips, are annoying and can take a toll on anyone’s patience and mood. So what’s the best defense against a delayed flight? Use a little shell for delayed flight travel insurance if you need to change travel plans or book another flight.
Basic Rights of Passengers due to Delayed Flights
Say you are waiting for your flight at an EU airport. We also use EU registered airlines arriving at EU airports.
If your flight is delayed by 2 hours, the airline is responsible until you board the plane. They are obliged to provide access to food or lodging by telephone or email, snacks or drinks whenever needed. You also have the right to ask for help in any form when you need it. If you have your own expenses, your travel insurance may cover you if you make a claim.
When to Make Insurance Claim
In addition to communication and access to more drinks, travelers are entitled to financial compensation if their flight is delayed by at least 3 hours. This is in accordance with European Union law. Compensation depends on flight distance and arrival delay time.
All passengers receive 250 Euros for flights up to 1,500 km. If the flight distance is between 1,500 km and 3,500 km, the passenger is entitled to compensation of €400 per person. If your flight is at least 3,500 km and your arrival is delayed by more than 4 hours, you can claim compensation of €600.
It looks like there will be a rainbow after the rain, but don’t expect it just yet. The delay must be the fault of the airline for a successful claim. If the delay occurs due to unforeseen circumstances such as a natural disaster, protest or strike, the chances of receiving compensation are very small.
Abandoning too Delayed Flight
If the delay exceeds 5 hours, you can choose not to take the flight, regardless of the cause of the delay and the distance covered. If you book on the same airline, you will receive a full refund for the reservation, including round-trip tickets. However, if you fly, you can claim compensation of up to €600, given that the delay was caused by the airline.
Another savior is delayed flight travel insurance. We can also offer some guarantees if you choose not to continue your journey due to serious flight delays. Please read the policy for the limitations and coverage provided if your flight is delayed.